Legal Advice - I found out I have a fake name and identity |
- I found out I have a fake name and identity
- I joined a gym with a transformation prize and they didn't pick a winner and didn't pay out the advertised prize. Also...
- Can my work legally force me not to drive when off the clock?
- 6 month pregnant friend was asked to email resignation to job after HR received doctors confirmation of her pregnancy, even though they hired her while pregnant.
- My mom pocketed insurance money on a car that's under my name. Bank is threatening repossession.
- Got a traffic ticket in Italy in 2018 (live in the US), but I never received it because they misspelled my name (work mail center). US collection agency managed to reach me and said that ticket has quadrupled from original amount, what can I do?
- My wife is a pregnant nurse and is being forced to work with Covid-19 patients outside of her usual job responsibilities
- Neighbor drilled well on lot across the street. Now my other neighbor and I have muddy silty water for one week. Is there any recourse?
- Neighbor has broken into the main connection box for the internet and cut the cords 3 times now. Cops told the company they couldn't really do anything because it's destroying property. Missouri.
- Apartment complex has decided nobody can use fireplaces because of their insurance, but I pay my own renters insurance?
- Am I liable for the kids that use the bus stop?
- Can I ship a Schedule II controlled substance back to the person it was prescribed?
- [AZ] Planned Parenthood reported me to the authorities for being older than my partner
- Non-owner putting up No Trespassing sign on land in his name.
- Covid Exposed Roommate Spits/Blows into My Milk
- Someone has put my online course on torrents and file sharing sites for free?
- What should I consider now that my dad is on hospice?
- My wife, a teacher in Texas, is being intimidated by school administration into changing student grades.
- I (27F) am my ex- husbands guarantor on his student loan. If he fails to make payments, will it hurt his credit before it hurts mine?
- Reimbursement for ER fees and prescription due to work injury
- Nursing home says I owe them $11,000. I never signed paperwork
- NV-Is blocking a curb cut on a driveway blocking the driveway
- My mortgage broker entrapped me into purchasing a house and signing my life away BEFORE telling me the very harsh conditions of my mortgage approval.
| I found out I have a fake name and identity Posted: 18 Dec 2020 05:16 AM PST I did a DNA test recently and started going through a bunch of records online. I was born in a different country but I found a marriage and birth certificate with my mom on it. Through it I found who I assume is my father. The birth date is mine, the birth place is the same as mine but the name is completely different. My mom passed away recently and I found my birth certificate in her stuff. It seems to be a copy or printed years after my actual birth. I'm concerned that I am now responsible for fraud. We've lived in 3 different countries and continents. I got my American citizenship 12 years ago, is that now invalid? I have been nothing but who I am now and there's no records of my other self besides that birth certificate online [link] [comments] |
| Posted: 18 Dec 2020 05:56 PM PST I can go into more detail but I'm going to attempt to keep this as short as possible. FIRST ISSUE: Challenge I joined a gym challenge where all the new members compete for $1,000. Fours days prior to the last day and weigh in's the gym closed due to "covid". This gym didn't pick a winner or pay out the prize that was advertised. From my research this gym was the only one out of dozens that didn't finish the challenge. No refunds were given and on top of that they wouldn't allow me to compete in the next challenge because "Ive already competed". Is there anything I can do, this gym doesn't care about my complaint and dismisses every attempt to get this figured out. The gym pushes me to talk to corporate but then corporate pushes me back on the location. SECOND ISSUE: Gym services This gym sold me on a yearly paid in full membership. I was sold on all the things that were included. Fast forward 3 months later and the gym has new owners but is still the same gym. These new owners are starting to charge for services that were free to me before and was part of the entire package. They won't budge on the fact that these were free for me upon signup and advertised as such and dismisses my complaints. I'm really looking for some advice here, am I just out of all my money here? What are my options if I even have any? Thank you for reading and happy holidays! [link] [comments] |
| Can my work legally force me not to drive when off the clock? Posted: 18 Dec 2020 04:40 PM PST California. My work had me sign a document stating I can not drive during work hours. They said if I don't sign it they won't hire me. I do have a poor driving record so I didn't really care as it was understandable. After looking further at the contract it states I can't drive period. On or off the clock i tested my theory and sure enough they gave me a write up when I drove myself to lunch one day off the clock. My question is, is that legal for them to do if it isn't, what can I do. EDIT: this is straight from the document "I hereby promise to refrain at all times from operating any motor vehicle, regardless of ownership, in the course of scope of my employment with [COMPANY] for any reason whatsoever, either during or after work hours, either on or off premise." [link] [comments] |
| Posted: 18 Dec 2020 07:03 AM PST Hello. i'm not sure if this is the right sub, but my friend who is six months pregnant just texted me and said that her job requested that she send them an email of resignation due to her pregnancy. They said the reason for this is because they do not have the accommodations for her if something happens while she's at work? Can they do this? I'm not sure if this is legal or not. they hired her when she was three months pregnant, and of course, she let them know and they still hired her. So I'm so confused. This is in Florida if that helps. Update: She emailed them back stating that she will not be resigning, so they took her off the schedule instead... Edit: Thank you so much to those that helped! Your advice was much appreciated. [link] [comments] |
| My mom pocketed insurance money on a car that's under my name. Bank is threatening repossession. Posted: 18 Dec 2020 06:17 PM PST I originally posted this is r/personalfinance and was told to post here. So I bought a car for my mom 2 years ago using a loan with my bank. The vehicle is registered under my name only. I am on her insurance policy. She is the primary holder. She got into an accident recently and took the car to the mechanic for repairs. She received the insurance claim check and chose to spend the money on something else instead of getting the car out. I get a call a month later from the bank telling me about the situation (I was unaware of what was going on and assumed everything was being handled). They tell me that the mechanic is processing a lien and its going to get repossessed if I dont work it out with the mechanic. The mechanic is asking for a total of 5,400 which includes 1,950 in storage fees for 30 days. I only have about a fifth of that. Shes only willing to take the 3 grand then the rest in payments and she wants a decision by the 21st. I do not have 3 grand. I tried to apply for many loans and have been denied. Im wondering what my options are at this point. Do I let the bank repossess it? Is the car worth getting out? I still owe 17,000 on the vehicle and I have over 6,000 in credit card debt that I've accumulated this year due to the first covid lockdown. I've heard of surrendering a vehicle but not sure how that would work and I would think I'd still have to pay the mechanic to do that. I tried to keep this as short and straight to point as possible. If there's any questions I will gladly answer them. Any help is very much appreciated. I am 27 and made the wrong decision by trusting my mom and I dont want to make another bad decision. Thanks ahead of time. Some people were confused in the other sub so here are some more details: *My mom has a gambling addiction and it has become worse. She's homeless now and spends all her time at the casino. I realize now that I'm an idiot for buying her a car when I was aware of her gambling habit, but at the time I was convinced that everything would be fine. She has been making payments on time but even if she couldn't make the payments, I would take care of it because I could afford it. That was my thought process at the time when I bought the car but it never occurred to me that she could pocket insurance money if an accident happened. She had me thinking everything was fine and she was gonna get the car from the mechanic but I had to find out the truth a month later from the bank. *I dont know why I wasnt contacted by the mechanic or insurance. I dont know why it took a month for the bank to call. *I spoke to the insurance company to ask why the check wasn't issued out to me or the mechanic and I was told that legally, since my moms the primary holder, she can request the check be sent to her under her name even though its only my name on the registration. *The mechanic filed the lien about a week ago *The car is worth 12 - 13k right now
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| Posted: 18 Dec 2020 06:23 AM PST I feel that it's unfair for me to pay the fine as it's their fault that I didn't receive the ticket (I checked the car rental invoice, and my name is correctly spelled there). I'm also worried that if I don't pay, sometime in the future I'll visit Italy again and will be coerced to pay them or worse. What would you do in my situation? [link] [comments] |
| Posted: 18 Dec 2020 04:00 AM PST I checked the sticky post but didn't see anything that addressed this issue. My wife is a labor and delivery (L&D) nurse in Virginia, and she is 20 weeks pregnant. Her department tests all incoming L&D patients for Covid-19. After we found out that she is pregnant, her doctor provided a note advising that she no longer work with Covid-positive patients, as pregnant women are at higher risk for severe Covid illness. The hospital provided this accommodation for her. The doctor also advised against getting the vaccine while pregnant, since it is not approved for pregnant women and there is no data regarding the vaccine and pregnancy. With the current Covid spike, her hospital's Covid-19 floor is losing nurses - some are quitting and many are getting sick. My wife is now being told that she needs to work shifts on the Covid floor despite the following factors:
I'm aware that being pregnant is not considered a disability under ADA. However, is being immunocompromised considered a disability in the context of the Covid-19 pandemic? Is there any recourse that we can pursue? Thanks Edit: thanks to everyone who has given advice. I'm at work, so I haven't read through everything yet. I should have clarified that although many hospitals are experiencing a nursing shortage, her L&D unit has a huge surplus right now because a big OBGYN group recently left. They've been putting nurses on her unit on call 2-3 times per month because there are so few L&D patients at the moment. So there are actually plenty of nurses on her unit that can be floated to the Covid unit who are not at higher risk of severe illness. I don't think asking management not to float the few nurses who are pregnant is unreasonable [link] [comments] |
| Posted: 18 Dec 2020 09:47 AM PST New York State. Neighbor drilled a well on a vacant lot across the street from my house. Myself and my closest neighbor have had our water disturbed and ruined for one week, no matter how long we try to run it out, the water is still dark gray and filled with particulate. The neighbor and the well company he hired for the job told us that these things happen and to let our water run out for a little while, it's been a week now with little to no change. No water for drinking, bathing, cooking, cleaning etc... is there any recourse? My closest neighbor who was affected got a quote for a large amount of money to fix their own well. It seems unreasonable that another persons actions can have such a detrimental affect on my life with no recourse. Thanks [link] [comments] |
| Posted: 18 Dec 2020 12:08 PM PST So my neighbor who is a schizophrenic and has multiple charges against him, one being assault of a police officer (kicked cop in the nuts and cop required surgery) and only got probation, has been breaking into the main box for the internet company and cutting the wires. The box is contained inside a cover that is about 3 ft high. The box just happens to be in the alley just behind his house. So this started last Friday. We lost internet and were scheduled to have it fixed on Tuesday of this week, but the tech told us that he was working on another homeowners internet and traced the problem back to this box. This box controls ~60 different homeowners DSL internet and they all lost service. We weren't aware of the tech fixing it and just thought they had fixed it another way. Then Monday night the internet went down again and thankfully I didn't cancel the order for the tech. Tech comes out Tuesday and tells us the story of fixing it Sat and that it was cut. He tells us that this time it had a lock and the lock was broken off and wires were cut again. He called the county police, we live in a small town of 75 people, and they came down, talked to a few people and left. The tech told us that it has cost approximately $2000 to fix it both times and asked us to try to see who was doing it. At this point I was pretty sure it was the neighbor, but the tech said there was a disgruntled employee and he thought maybe it was him. Fast forward to last night. I hear some noise and go outside to see him fucking with the box. I go inside and the internet is now off, so I call the county police and they tell me the internet company has to call about it. I text the tech and tell him and call into company who schedules a fix and takes notes. This morning tech shows up and calls cops. Cops say there is really nothing they can do, but they will set up cameras. Tech was pissed about it and decided to set up dummy wires and bury the real ones, so that he'd have to dig it up. The tech says it looked like he took an axe to the box. The tech is sketched out because the guy was circling the block watching him on Tuesday and today the guy is in his shed just watching them. Neighbor is a nut. Thinks that he can make forcefields on his vehicle and he can sharpen blades with the light from a flash light. I hate that he lives by us and hope that he goes to prison. He has 6 restraining orders, meth charges, and numerous other charges. He has an SES in regards to the assault and meth charge. What can I do? [link] [comments] |
| Posted: 18 Dec 2020 08:20 PM PST Might seem kind of silly, but I moved into this complex after confirming multiple times that I could use the fireplace. They told me that as long as I cleaned the flue I could use it. The lease includes the fireplace as part of the amenties. Yesterday I got a notice saying " Please be advised that we have been notified by our Insurance Company that the use of fireplaces in an apartment dwelling are prohibited based on the liability risk of apartment building fires. Therefore, please refrain from using your fireplace at any time." I'm kind of pissed now. I paid my own renters insurance so I might be mistaken but I don't see why their insurance would have any effect on me if I already pay separate? It seems like it would just require the complex to pay higher fees on their end. I might be confused, so I'd love some feedback on this. I know it's kind of a silly thing to be upset about but I'm still frustrated. [link] [comments] |
| Am I liable for the kids that use the bus stop? Posted: 18 Dec 2020 05:17 AM PST Small residential neighborhood. My house is just where all the kids meet to get on the bus. The older teens stand at the corner. But the children will come 20ft through the yard/drive way up to my porch constantly. They climb on my a/c unit and HVAC vents on the side of my house. I don't have an attractive nuisance. But it gets cold in Kansas so a frozen/slick driveway is not uncommon. Am I being unreasonably paranoid? Edit: theres no physical bus stop building. They stand on my property. And I'm only calling it my property cause theres no sidewalks that run through the area. El Do KS USA Edit 2: thank you for the responses. I'm going to contact the school cause that's preferable to building a fence. [link] [comments] |
| Can I ship a Schedule II controlled substance back to the person it was prescribed? Posted: 18 Dec 2020 12:24 PM PST My friend helped me move across the country and apparently forgot his prescribed Amphetamine ADHD medicine. He wanted my wife to throw it in her checked luggage when she flies back in a week which is not going to happen for obvious reasons. Is there a way I can get it back to him before I just dispose of it and tell him he's SoL? I'm in NV, he's in IL [link] [comments] |
| [AZ] Planned Parenthood reported me to the authorities for being older than my partner Posted: 18 Dec 2020 01:00 PM PST I am currently (19M) and my girlfriend (17F) is turning 18 in 3 days. We are one year and 16 days apart from each other in age. Are we protected by the Romeo and Juliet law?? We were not expecting this from them because we thought they had patient confidentiality so we're not really sure what to expect. The doctor told us that they reported it and that it's possible that nothing will come of it because she turns 18 in just four days but we're not really sure what to do. Please let me know how to proceed. [link] [comments] |
| Non-owner putting up No Trespassing sign on land in his name. Posted: 18 Dec 2020 09:14 AM PST My grandparents have a large amount of land, about 4 acres I think. They don't really use it, so they've let a neighbor farm on it for years, free of charge. Earlier today, my mom and I went over to help with an unrelated issue and saw that a No Trespassing sign had been put up on my grandparents land. Upon inspection, it had the neighbors name signed onto it. We learned that this neighbor had apparently designated himself as my grandparents "representative" to the city (verbally, nothing was in writing), and was upset about some new drainage system that the city wanted to put in to help reduce standing water after rain and stuff. This neighbor apparently thinks that this will cause MORE problems, no idea what his reasoning is, and has reportedly become an annoyance to the city with his opposition to the project, so we're guessing he put the sign up as another way to try and stop the project. My grandparents had no idea that this sign was put up, and they don't want it there either, especially in this neighbors name. They should be able to just take it down, since its on their property, right? Are there any other options or risks, or anything at all that can or should be done? We live not far from Green Bay, WI. [link] [comments] |
| Covid Exposed Roommate Spits/Blows into My Milk Posted: 18 Dec 2020 05:51 PM PST Last week my roommate went to the hospital to get some injuries looked at. While she was there she claims she was near someone with Covid. She said that she would wear a mask indoors as a precaution. I found this out from my other roommate; my Covid exposed roommate neglected to warn me of her exposure. She refused to get tested at a free clinic and deflected any talk of getting a covid test by saying that she'd see if her insurance would cover an at-home test. She has been problematic ever since she moved in. She's an alcoholic, which she doesn't acknowledge. She has flooded the downstairs neighbors apartment, microwaved her laptop, filled the entire apartment with smoke while broiling food, and helps herself to our food and drinks on a regular basis. We had a meeting in mid-October to discuss our issues with her and specifically told her that she has to ask permission to eat or drink any of our food. Unsurprisingly, she still takes whatever she likes and I noticed she'd been drinking my milk. I texted the roommate group specifically to say that they must ask before drinking my milk. Out of paranoia and caution my good roommate set up a camera in our kitchen. Within 12 hours she caught our bad roommate, not only drinking my milk, but also spitting/blowing into the carton within a week of her possible Covid exposure. She also never wears a mask in the common areas. We have this on video, so my good roommate filed a police report and went to court, but the case was dismissed because she went to family court, as the cop that filed her report told her to do. We live in New York City. Are there any other legal steps we can take to remove her from our home? There's no lease. Our slumlord won't help because he's lazy and doesn't care. She can't even afford to live here. The first three months she lived here her married boyfriend was paying her rent, and now that they've broken up her parents are covering for her. [link] [comments] |
| Someone has put my online course on torrents and file sharing sites for free? Posted: 18 Dec 2020 06:21 AM PST I am in the US, California. I run a successful online course, you can buy access to different parts of the course for a fixed fee or sign up for a yearly subscription where you can access all the courses and a community group. My business has been growing really well for the past few years now but this year when I had my annual holiday sale I noticed that i just wasn't getting the same sign ups or individual purchases of my courses. Its not cheap individual elements cost $70 and the yearly subscription costs $325 but so far its always been a price people will pay. I thought it might just be the pandemic affecting peoples finances but after some digging around I've discovered that pretty much all my content is available online as torrents and downloads for free! I use teachable but someone who has access has obviously copied all my content, text, audio and video and put it online for free and it has a lot of downloads. I have requested take downs on the file hosting sites but I don't know how I block the torrents? I can see they have had a lot of downloads and I've even found threads online where people are sharing the links and thanking each other for the money the will save! Is it possible to find out who is responsible and if not is it possible to block any more downloads? I employ 5 people on the back of this business and the way things are going I will have to let 2 of them go. How can I stop this? [link] [comments] |
| What should I consider now that my dad is on hospice? Posted: 18 Dec 2020 04:48 PM PST We live in California. My dad is on hospice. He has a will, and we know what it says. Due to family drama there might be some issues, but I think that is a unfortunate reality for any death. My dad made arrangements for his burial and transportation, but we do not know about it. We found paperwork about the plot, but we do not know anything about the transportation. We live a days drive from where he wants to be buddies so it will involve some logistics. He made a note, but it is not legible, (most of his handwriting is). Any advice on what we should anticipate? [link] [comments] |
| Posted: 18 Dec 2020 09:35 AM PST On Monday of this week it became apparent to administration that an overwhelming number of students would be receiving a failing grade for the first half of the year in my wife's class. In spite of her doing everything she could to engage with students, their parents, their coaches, and her fellow teachers, she simply could not get a large portion of her online only students to actually attend the zoom classes or turn in any work. She pretty much removed all deadlines for assignments where she could and even informed the students that as long as they took the midterm exam and passed it then she would give them a passing grade. However, it has simply been radio silence from the students and many of their parents. That said, on Monday she was pulled into a meeting with her administration and told that if she did not "find a way" to give these failing students passing grades that she would be reprimanded and forced to sign a "growth contract" effectively putting her on a type of probation. Since that meeting she has been inundated with in-person meetings with and phone calls from the administrative staff saying that they are going to "help" by grading some of the midterm exams for her, inspite of her insistence that she be allowed to grade them herself. Now that brings us to today, when another administrator that she has never worked with before suddenly called her while she was in the middle of a zoom class with students. He began berating her at a high volume about how it was completely unacceptable that he was being forced to do her work for her and how he was going to ensure that she be punished for "not doing her job". She was obviously very upset and started having a panic attack while still on camera with her students. She couldn't get herself under control and so she informed the school that she needed to leave immediately for health reasons. She came home about an hour ago sobbing and it took me a while to get her to calm down. She let me know that she has been secretly recording her interactions with the administration, when she could, for a while now (Texas is one party consent). Apparently, the administration staff have been getting increasingly hostile with the teaching staff in general for a couple of months now. They have been conducting more and more in-person interactions, presumably, so that they would never have to put anything they said in writing. Also, I am not sure if this is relevant, but she did file a complaint about 2 months ago with HR when she discovered that the administration had deliberately lied to her about two separate contacts that she had with covid positive staff. The official guidance released by the school district stated that anyone in close contact with a covid infected person would mandated a 2 week quarantine. The administration had told her that the first contacted person was sick with some other than covid and the second person informed her himself that he had had covid upon his return to work. The school administration had said he was only taking some time off for family matters. I can understand medical privacy being a concern, but he second person was someone that she works with in her classroom on a daily basis. Sorry for the long post, don't know if this is going to get any useful responses. But, I am worried that they are doing everything in their power to set her up for some kind of "justified" dismissal and unfortunately her panic attack causing her to leave today may have given them all the ammo they need to do it. Should we seek professional legal advice? If so what kind of lawyer would be best to consult? [link] [comments] |
| Posted: 18 Dec 2020 03:21 PM PST Hi. 4 years ago I made the immature decision to get married. 3 months after that my then-husband asked me to be his guarantor for his private student loan. I have contacted the company- despite his now high paying job and our divorce, they will not remove me as his guarantor. Obviously, if he fails to make payments they will come after me. I'm sure he would LOVE that and to harm my credit and potential for having a better life. My question is, will it hurt his credit before it hurts mine? That is the only reality that might keep him from defaulting-the need to save his own self. Please advise. [link] [comments] |
| Reimbursement for ER fees and prescription due to work injury Posted: 18 Dec 2020 10:15 PM PST Hello all, I live in Pennsylvania, United States. I'm wondering about how to go about being reimbursed for any potential fees relating to a work injury that occurred today. I work part-time as a janitor (but I put my two-week's notice in a couple days ago, and I don't think I'll be finishing my two week's notice due to no one wearing masks in the building I work in during a severe outbreak of Covid-19, and other reasons). Today I was about to put the mop away at work and I accidentally splashed some chemicals in my eye that were in the mop bucket. There's no eyewash station in the janitor's closet at the bank I clean, however there is a small slop sink with a hose. There are also no sheets with chemical information, and I received no training on what to do in the case of chemical exposure. When the chemical exposure occurred, I was about to go home anyway. So I hopped in my car and went home. When I got home, I looked in the mirror and saw that my eye was very red from the chemical irritation. I got in the shower and tried to rinse my eye out for about 20 minutes or so. It was still red after I did this. Then my mom told me I should go to the ER, so I did. The girl who trained me told me that the chemical I used was bleach, so I thought I should go to the ER. Unfortunately I didn't think to look at the label on the bottle before I did this. However, after I arrived at the ER, I texted my HR person and told her about the incident and she kept trying to insist that "the company doesn't supply bleach" and that the chemical I was really using was "floor soap." She texted me a picture of a clear bottle with green chemicals inside, and I told her that the janitor's closet had nothing like that. She then told me that it looks "light blue/ aqua" when diluted. I then told her that I told her that I was pretty sure that the janitor's closet had nothing like that, and that the solution I used was completely clear. She then texted the girl who trained me, who apparently agreed with her about it being "floor soap." It sounds like she's just trying to cover her ass in case something bad happens. I've stopped texting her because I don't want my words to be used against me any more than they already could be. I plan on going to the bank first thing tomorrow and taking a picture of the bottle that I used for documentation purposes. After I do that, I'm probably going to just leave my keys with the bank teller/ manager, because I don't think I plan on working there anymore over frustration over this incident and over the fact that the people in the other building I clean don't wear masks during a severe Covid-19 outbreak in my area. When I texted the HR person (who is one of my only contacts at the company), I told her I would send her an email after I got home from the ER, however, I'm thinking I should contact a lawyer about this first to make sure that I am protecting myself. Should I just send the email? What should I say/ how should I say it? I want to get a lawyer but thought I'd ask on Reddit first to get pointed in the right direction. The ER said that my eye looks okay for now but they gave me a prescription that I have to take every 6 hours for a week. My eye is less red than it was a few hours ago, however it still is red and irritated. I took a couple pictures of my eye when I got home for documentation purposes. I'm not having any noticeable vision problems, only some mild irritation. I want the cleaning company to cover my ER fees and prescription fee. That's all I want. How do I go about doing this? [link] [comments] |
| Nursing home says I owe them $11,000. I never signed paperwork Posted: 18 Dec 2020 08:40 AM PST My mom passed away 3 days ago. 4 hours after she passed the nursing home emailed me her bill for $11,000. She was Medicaid pending and Medicaid denied her claim the same morning she passed away. Medicaid made a mistake because a check got sent back into her checking account then got taken out again. That glitch made it appear she had more than $2,000 in her account when she really didn't. She died with only $1,100 in her account (it needed to be under $2,000 for them to approve her- which it was). We appealed to Medicaid and asked for a fair hearing. I have a legal aid who doesn't seem to have much knowledge about Medicaid stuff, and my mom has legal aid who will be representing at the fair hearing. I never signed paperwork for the nursing home. I never signed as a guarantor What is going to happen? I don't have $11,000. If I had $11,000 my mom wouldn't have died in a nursing home, she would have died in a house or apartment with me. (I live in my dad's house). Is the nursing home able to do this? Can they destroy my credit? This is NJ [link] [comments] |
| NV-Is blocking a curb cut on a driveway blocking the driveway Posted: 18 Dec 2020 09:17 PM PST My neighbors are constantly blocking the curb cut on both sides of driveway. I'm wondering if this legally counts as blocking my driveway. (Yes, I've asked them not to many times) On the part of the street that's between our driveways, it's far too small for a parking space but they constantly use it that way anyway, and instead of having the back of their car block their driveway, they pull up to mine. While I can still get in and out, blocking the curb cut isn't ideal for me, so again, I'm wondering if this counts as blocking the driveway itself. I'm in Clark County NV. The codes/ordinances are different than Las Vegas. I tried searching, but didn't find a specific distance you have to park away from driveways. [link] [comments] |
| Posted: 18 Dec 2020 07:38 PM PST Hello! Posting from Ontario, Canada So I'm hoping this is the right thread to ask for some advice cause I'm in some HOT HOT water. Basically the story is.. My fiance and I were recommended a mortgage broker who helped a friend get their house. We gave him our details and he told us we would have no problem getting a mortgage for 500K with 5% down. So we told him we have more than 5% to put down (we are putting down 40K) and he said even better. That is literally ALL THE MONEY we have and we made this clear. We are trying to put as much down as possible to lower our monthly mortgage cost. He told me specifically to do 1 thing and that was to put $1000 on my credit card that is owing $3800 on it to bring that card down a bit. My fiance has zero debts (not even a car payment) but I have $10,000 in a student loan that I pay monthly. The mortgage broker never once mentioned that my student loan would get in the way of us getting our mortgage (foreshadowing) Another very important detail here is that the mortgage broker suggested we use his real estate friend to help us find our home. We found the home we wanted to purchase and the realtor was very helpful walking us through the next steps. We put down a $10,000 deposit and had 5 days to do an inspection on the house and get our mortgage approval before we signed the waiver (essentially sign our $10,000 away and our lives away to this home) After the inspection was done. The mortgage broker texted us and said great news your mortgage was approved! We were so happy! He follows the text with "it was not as easy as I thought it was going to be but none the less the mortgage is approved!" Then he says that we will set up a phone call shortly to discuss the mortgage in more detail. We tried to set up a call for the next two days (remember we only had 5 days to agree to buying the house and signing the waiver) The mortgage broker was conveniently unavailable. We felt under pressure at this point. The realtor was texting me saying she needed the docs signed. My fiance and I signed the docs because we figured I guess the mortgage is approved so its no big deal. We have now completely committed to purchasing our home. Still, we're happy everything is good. THAT'S WHEN THE BIGGEST BALL WAS DROPPED. The mortgage broker gives us a call a couple of hours after we signed the waiver agreement. He says "i sent you an email with details, go to your computer and let's discuss them" I pull up the email, the numbers are completely different then what was previously discussed. He says the mortgage was approved but with conditions. Those conditions are that the bank wants 10% down, my $10,000 student loan paid off and my entire $3800 credit card paid off. I WAS FLOORED. We only have $40K and that is IT. We made that very clear. He's now saying to close this deal we need an additional $23,800 I called the realtor immediately and asked her if we could retract the waiver contract we signed a couple hours prior and she said we could but we will lose our $10,000 deposit and be sued by the home owners and selling agent. My head is spinning. Is this a common practice? I feel we were entrapped into a deal. We were not told we would have conditions to a mortgage approval. I have nothing in writing stating this. Especially nothing saying that another $23,800 would be needed. We have no one we can ask for money. Not a soul. We are about to lose 10 grand and be sued. What can we do here? Should we be borrowing the $23,800 off of the mafia at this point? Please help. Thank you. [link] [comments] |
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